Privacy Policy

Last Updated: May 30, 2018

1. Introduction We at Paydayloanspot (“We,” “Us” or “Paydayloanspot”) are committed to respecting your privacy and recognize your need for appropriate protection of any personally identifiable information (“PII”) you share with us. Paydayloanspot has established this comprehensive Privacy Policy entailing our compliance procedures so that you can understand the care with which we intend to handle your personal information. This Privacy Policy applies to information we collect (i) from your use of this Website; (ii) in electronic communications sent between you and this Website including e-mail, text message and push notifications; and (iii) through your interactions with our advertising and applications on third-party websites and/or services.
2. Personally Identifiable Information (PII).Through your interactions with this Website, we may collect PII that may be used to identify you, including, but not limited to, your first and last name, a home or other physical address, telephone number, social security number, bank account information and driver’s license number.
3. Non-Personally Identifiable Information (Non-PII).In addition to PII, we also collect Non-PII information automatically as you navigate through this Website. The information we collect includes, but is not limited to, the IP address of the computer or electronic device through which you are making a request, the type of web browser you are using, the times you have accessed this Website and other usage details.
4. Cookies.This Website also utilizes automatic data collection technologies, otherwise known as cookies, and other tracking technologies so that we may collect certain information, including but not limited to, information about your devices, browsing actions and patterns, location data and internet connection. The use of cookies helps us enhance your user experience of this Website to deliver a better and more personalized experience by recalling personal information previously indicated by you from a prior visit. We may use the data collected from Cookies to maintain it or compound it with personal information we collect in other ways or receive from third parties.
5. Disclosure of Your Information. Paydayloanspot will generally not share, sell or otherwise distribute your personal information without obtaining your consent. However, Paydayloanspot may use the personal information provided to (i) fulfill the purpose for which you provided your information; (ii) affiliate partners to help facilitate your loan request; (iii) to third party service providers who assist us to conduct our business and serve our users, so long as such information is kept confidential; (iv) comply with any court order, legal proceeding, law, and/or government or regulatory request; (v) as part of a liquidation or bankruptcy proceeding, to a buyer or other successor in the event of a merger, reorganization, dissolution or divestiture of some or all of Paydayloanspot’s assets.
6. Data Security.By accessing and interacting with this Website, you hereby acknowledge and agree that Paydayloanspot may retain your information indefinitely. Please note that any transmission of personal information through this Website will be at your own risk. However, Paydayloanspot will use appropriate efforts to protect the security of your personal information and encrypt sensitive information such as your driver license number, social security number and bank account information. Although Paydayloanspot strives to provide appropriate security measures the personal information we process and maintain, we cannot guarantee the security of your personal information transmitted to and through this Website. Paydayloanspot will implement all reasonable efforts to safeguard your personal information. However, even with the utilization of industry standard security technology, it does not guarantee that your personal information will be absolutely secure. Consequently, Paydayloanspot shall not be held liable for unauthorized disclosure of personal information due to no fault of Paydayloanspot, including, but not limited to, errors in transmission and unauthorized acts of third parties.
7. Link Outs to Third Parties.Through your access and interaction with this Website, you may be provided links that direct you to third party websites. These third party websites have independent privacy policies that differ from ours. Thus, it is your responsibility to read the privacy policies of these third party websites before accessing, interacting and providing your personal information through such websites. Paydayloanspot is not responsible, nor do we endorse, any of the activities and practices that take place on any third party website.
8. Consent.You may choose whether or not to provide your personal information to Paydayloanspot. The notices provided by Paydayloanspot prior to collecting your personal information through this Website should assist you in making this choice. If you choose not to provide the personal information requested of you, you can still navigate this Website, but may be unable to access certain options, services and offers that involve our interaction with you.
9. Opt-Out. If you no longer wish to receive communications via email, you may opt-out by clicking on the unsubscribe link located on the home page and following the instructions to unsubscribe. To have your personal information completely removed from our databases, simply contact us at info@Paydayloanspot and provide the name of the service for which your information was provided, your full name, mailing address, phone number and email address so that we may identify you and properly opt you out of our database.
10. SMS and Auto Dialed Calls.By providing your contact information and confirming the checkbox, you are providing your express written consent to receive information related to your request via telephone call and/or SMS/text message, including the use of an automatic telephone dialing system or pre-recorded messages, even if your number is listed on any internal, state or federal Do-Not-Call registry list. Your consent is not a requirement to purchasing the goods or services that Paydayloanspot offers. You may opt-out from receiving SMS/text messages by replying “STOP” or through the instructions provided in the message. You may also request additional assistance by replying “HELP”. You may receive up to 15 recurring monthly messages. Standard message and data rates may apply. If you wish to opt-out of receiving phone calls, please contact us at info@Paydayloanspot and provide the name of the service for which your information was provided, your full name, mailing address, phone number and email address so that we may identify you and properly opt you out of our database.
11. Modifications.This privacy policy is subject to change from time to time in our sole discretion to accommodate to new technologies, regulatory requirements, industry best practices, or for other purposes. We will provide notice to you if any of the changes to this privacy policy are material, and where required by applicable law, we will obtain your consent. For your information, the date this privacy policy was last updated is noted at the top of this page. Your continued use of this Website after any such changes have been made signifies and confirms your acceptance of any changes or modifications to this privacy policy.
12. Children Under the Age of 18.This Website is not intended or structured to attract children under eighteen (18) years of age. No one under 18 years of age may access or provide any information on this Website. We do not knowingly intend to collect personal information from children under 18 years of age.
13. Disclosures.California Law requires us to provide certain disclosures to users of this Website.
    California Civil Code Section § 1798.83 permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to [email protected]
    California law also permits residents of California to request and obtain from us once per year, free of charge, a list of the third parties (if any) to whom we have disclosed personal information for their direct marketing purposes in the prior calendar year, as well as the type of personal information disclosed to those parties. If you are a California resident and would like to request this information, please submit your request in an e-mail to [email protected]. Requests via telephone or facsimile will not be accepted. The e-mail subject line and the content of your request must include the phrase "Your California Privacy Rights," and include your (i) name, (ii) e-mail address (if you wish to receive a response via e-mail) or (iii) street address, city, state, and zip code (if you wish to receive a response via postal mail). Please allow 30 days to receive a response to your inquiry.
14. Contact.If you have any questions or comments regarding this privacy policy or our practices, please reach out to us at [email protected]